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How to Open an SIP Account

Systematic Investment Plan or SIP means a method of investing money in mutual funds.

In an SIP, one invests a fixed amount of money in a mutual fund every month. which is automatically deducted from one’s bank account. To know what amount of monthly SIP you need to invest to achieve a certain money goal, one can use SIP account calculator. A Systematic Investment Plan (SIP) calculator is an online financial mechanism that helps to calculate the potential returns on your SIP investments. The online SIP account calculator tells you how much money should be invested every month to for a target corpus.

A systematic investment plan (SIP) means a plan that gives investors the right to make regular, equal payments into a mutual fund of their choice.

To open an SIP account, the investor should hold an investment account with the fund house. She/he needs to complete KYC verification before operating the SIP account. Once the investor has completed the KYC verification, she/he can open her/his SIP account within the investment account by filling up the ‘Start/Initiate an SIP’ form.

Step 1: Collect necessary documents

The following documents are necessary for KYC registration: PAN card, address proof like driving license/bank statement/utility bill, a passport size photograph, and cheque for the bank details.

Step 2: Be KYC compliant

Any AMC website or RTA website which provides KYC facility can validate KYC. The investor also has to complete FATCA formalities by answering certain questions online.

Step 3: Register with the AMC website

After completing the KYC formalities from the website of the fund house (AMC), she/he should click on the ‘Register Now’ or a ‘New Investor’ tab provided on the website; the investor furnishes the PAN number, personal details, nominee details, bank details and answer few FATCA questions. Then a User Id and password is generated for transacting online.

Step 4: Scheme Plan and Investment Amount

The investor chooses the scheme along with the plan and option and decided the SIP amount. Investors can select either regular plans or direct plans and can go for either growth option, IDCW option.

If the investor is certain of the SIP amount that she/he is going to make, then he or she can fill up the investment amount in the given box without using the online SIP calculator.

Step 5: Payment Mode and Date

Once the investor has decided the kind of SIP investment, he/she has to selects date/s and pay the first SIP instalment. The investor decides on the mode of payment; the amount can be auto debited from the investor’s account, net banking or NEFT/ RTGS payment.

Step 6: Submit Transaction

After completing details online, it is submitted to the AMC. The AMC sends acknowledges via email and SMS.

The investor can login to his account to check the status of investments etc.

An active SIP account inculcates a sense of financial discipline over time as you are forced to invest a fixed sum at regular intervals.

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Important Reasons You Should Go For Coronavirus Antibody Testing

Coronavirus Antibody Testing Research includes screening a blood sample for minute molecules identified as antibodies that have ‘learned’ to react to a specific pathogen, such as a virus. Some researchers claim in the sense of the COVID-19 pandemic that the widespread use of antibody tests in populations will help ease the restriction to delay the virus’s spread. Some officials also assumed that antibody tests could indicate who acquired a degree of SARS-CoV-2 immunity. The search for the antibody does not scan for the virus itself. Instead, you will see whether the immune system – the protection of your body against disease – has reacted to the infection.

Essential reasons for testing Coronavirus Antibody

Why do we need testing for an antibody?

It is not shocking that there is some doubt about testing for coronavirus disease in 2019 (COVID-19) in the press. Antibody tests will decide whether you had COVID-19 in the past and now have virus antibodies. A COVID-19 screening examination determines whether you have the disorder.

You may have and don’t know SARS-CoV-2. Not those who have it have signed. Experts hope that antimicrobial testing will give health workers a better sense of how common the virus is. Once scientists know who the virus has, they will discover how sick it is for most people. And if people who have it come into contact with it again, they will investigate what happens. This will help researchers understand and other scientific knowledge, who is theoretically immune to the virus. The hope is that people with COVID-19 antibodies will return to work safely and in everyday life quicker. These experiments may also lead to the testing of COVID-19, known as convalescent plasma. Plasma is your blood’s liquid component. Coronavirus Antibody Testing is different from the test to check if you have coronavirus now.

Researchers investigate how plasma antibodies donated by people who have recovered from COVID-19 can benefit those with the virus. Early research suggests that this plasma can enable sick people to recover quickly. A positive result may mean that you have some coronavirus immunity. It’s too early to know how powerful and how long it will last. Since the test results are likely to be inaccurate and we don’t know anything about the virus, it is necessary to follow the official recommendations for protection after your research. Keep home as often as possible, wear a face mask, and wash your hands regularly when you’re in public.

What a test for an antibody will tell you?

A Coronavirus Antibody Testing will tell you whether you probably had coronavirus before. An antibody test tests the blood for antibodies. But it doesn’t work for everyone because certain people have no antibodies to the virus. You don’t know from an antibody test:

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Manhood Rash Concerns: Time to Get Tested for Socially Transmitted Infections?

One of the most frightening issues facing any man involved in a physical relationship is the possibility of contracting a socially transmitted infection. Even when men take good care of their manhood health by using latex barriers and choosing sensual partners carefully, the threat of socially transmitted infections can loom large. Most of these announce themselves with pain, itching, redness, soreness, small blisters, discharge, and many other symptoms that will almost immediately send any smart man straight to the doctor’s office. Fortunately, most of these infections are fully treatable.

There are some, however, that stay entirely silent. These socially transmitted infections don’t lead to a manhood rash. They don’t lead to an itchy manhood. There is no discharge or redness. There are no bumps. In fact, they lead to nothing at all that might indicate they are there, lurking in the reproductive system.

Seeking out the silent socially transmitted infections

We talk a great deal about good manhood care and how important it is to maintain a healthy member. One very important aspect of that good care is to get tested for socially transmitted infections on a regular basis. Here are four good reasons why.

1. Trichomoniasis. This is the third most common socially transmitted infection in the United States, and only about 30 percent of those infected know they have it. ‘Trich’ is caused by a tiny parasite that can be passed quite easily between partners. It can hang around for years with no symptoms at all. Even more troubling, it can actually increase the chances of contracting other socially transmitted infections. The few who do have symptoms usually complain of itchy manhood, burning, and discharge.

2. The herpes virus. One in six people have the herpes virus, and experts believe that 80 percent of those who have it aren’t aware of their socially transmitted infection status. In most cases the symptoms do show up but are mild enough to be confused with ingrown hairs, jock itch, or even acne. The scariest part is that the herpes virus can be spread through any intimate skin-to-skin contact, even if there are no sores or blisters to hint that the herpes virus might be present.

3. HPV. The human papillomavirus is by far the most common socially transmitted infection. In fact, most people wind up with HPV at some point during their lives. There are rarely any symptoms for the over 40 types of HPV that are typically transmitted. The bad news is that HPV can lead to deeper problems, such as cervical cancer. The good news is that 90 percent of all HPV cases are cleared by the immune system within two years.

4. Zika. Though the Zika virus is not technically a socially transmitted infection, recent studies have found alarming evidence that it can be transmitted through sensual activity for several months after the symptoms have disappeared. To make matters worse, most who contract Zika have no symptoms at all. The virus might not lead to any problems for most, but it can be absolutely devastating for pregnant women or those who want to become pregnant. There isn’t really a test for Zika just yet, so in the meantime, make sure to use latex barriers when having relations with a woman who might become pregnant, and abstain altogether when a woman is already expecting.

Proper manhood care includes socially transmitted infection testing

Maintaining the best manhood health also means maintaining the best overall health. That’s why regular socially transmitted infection testing is a good idea. The tests can help ensure that any socially transmitted infections are caught quickly and treated appropriately.

Besides taking good care of overall health, a smart man looks to home treatments that are specifically designed for the manhood. For instance, a good manhood health crème (health professionals recommend Man 1 Man Oil, which has been clinically proven safe and mild for skin) can go a long way toward ensuring healthy male organ skin. A moisturizing cream that contains a strong emollient, such as Shea butter, and plenty of appropriate vitamins and minerals can help lock in moisture and provide a significant health boost. As an added bonus, a man with a very healthy manhood might notice an issue long before someone who isn’t as conscientious, and thus might go to the doctor sooner if they suspect a socially transmitted infection.

Visit http://www.menshealthfirst.com for additional information on most common manhood health issues, tips on improving manhood sensitivity and what to do to maintain a healthy manhood. John Dugan is a professional writer who specializes in men’s health issues and is an ongoing contributing writer to numerous websites.

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